Debit cards are a way to pay for things with money from our checking accounts. They can be convenient, but to avoid spending more money than you have, you have to keep track of how much you spend. Choosing a Debit Card When you open a checking account, your bank or credit union gives you a debit card. Be familiar with the services and fees associated with your debit card. Go to the website or visit a branch in person. Be aware of these things that can affect your debit card use: Where your...